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Why choose Debenhams?

  • Providing cover from the UK’s leading life insurers

  • We can give you help and support at every stage of the quotation process

  • Premiums starting from as little as £5 a month

  • Insuring those from 17 to 79 years of age

  • Get a free quote in 60 seconds or speak to one of our experience UK based advisors

Or call one of our experienced UK based advisors on 0344 840 6347

Our cover options

LIFE INSURANCE
Life insurance (also known as Level term assurance) is an insurance policy that will pay out a tax–free lump sum if you die or you’re diagnosed with a terminal illness. The amount paid out (sum assured) will remain the same, irrespective of when the policy holder dies. It is generally purchased to provide your family with a sum of money to cover any borrowing and to provide enough money for living expenses for a number of years, giving peace of mind. If this is purchased as a standalone product (i.e. without critical illness) the amount you pay will stay the same throughout the life of the policy.
MORTGAGE LIFE COVER
This will protect your mortgage that is secured against your home, this product is designed to keep your family living in the same home. With cover, from as little as £5 per month, the policy will pay out a cash lump sum to help pay off your mortgage in the event of your death or you are diagnosed with a terminal illness. The pay–out (sum assured) reduces as time goes on, but the amount you pay will stay the same throughout the term of the policy, if purchased as a standalone product (i.e. without critical illness).
CRITICAL ILLNESS COVER
Critical illness is a long term insurance policy, you will receive a tax free lump sum one off payment if you are diagnosed with a critical illness. It is designed to cover you to help pay for any adjustments that need to be made to your home, and if you are unable to work for a period of time. This can help cover any debts or mortgage payments that need to be made, taking away any further worries. Every critical illness policy has different rules as to what the will pay out (please see the key facts for each insurer).

Examples of critical illness are:
  • Stroke
  • Certain types/stages of cancer
  • Burns
  • Loss of limbs

FAQs

Our top 5 most frequently asked questions

Q1 How do I get a Debenhams Life insurance quote?
Just call 0344 776 5650 or click on Quote now to get an online quote.
Q2 What is Debenhams life insurance?
Debenhams offer two different life insurance policies there is mortgage protection which will cover an amount borrowed on a home which will decrease over the years covered, or there is fixed term life insurance which will always have the same pay–out.
Q3 Can my partner be covered too?
Yes you can take out a joint policy which would cover yourself and your partner.
Q4 How much do I have to pay each month?
This is all very dependable on your age, smoking status, amount of years you would like the cover for and your state of health. You can ask an agent for more help if you’re unsure.
Q5 When does the cover end?
Your cover will finish when the term of your policy that you selected on the outset or you have made a claim, whichever happens first.

For more frequently asked questions, please click here.

Assumptions: You must be a UK resident, Aged 17-79

Please note: Calls to our 0844 and 0845 numbers cost 6p per minute, plus your phone company’s access charge.